A Card Management System is a technology platform that helps financial institutions manage their card programs and card-related operations. It supports functions such as card issuance, cards and various payment acceptance processing (acquiring), cardholder and merchant management, transaction processing and integration with the wider payment ecosystem.
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CARDWORKS
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Which card schemes does CARDWORKS support?
CARDWORKS is designed to operate in a multi-scheme environment.
Depending on the implementation and market, this can include:
1) International schemes
- Visa
- Mastercard
- UnionPay
- American Express
- JCB
2) Domestic payment schemes
- PayNet MyDebit (Malaysia)
- MPU (Myanmar)
- GPN (Indonesia)
- LAPNet (Laos)
- NAPAS (Vietnam)
Scheme-specific processing and certification requirements can be implemented through configurable scheme interfaces and integration components.