Launch your e-wallet and card programme faster with Kayaaku™
Reduce time-to-market with ready-to-use licences, Application Programming Interfaces (APIs), and Software Development Kits (SDKs). Choose a full solution or customise modular features built to scale with your business. e-wallets and prepaid cards are issued by Finexus Cards Sdn Bhd, a licensed Electronic Money Issuer (EMI) regulated by Bank Negara Malaysia.
Everything your customers need,
in one app
Unified e-wallet and card issuance
A single platform powering e-wallet and card issuance, supporting both physical and virtual cards without separate systems.
Flexible wallet limits
Start with RM3,000 and upgrade to RM10,000 after enhanced verification.
Virtual or physical prepaid cards
Apply for a virtual or physical Visa or Mastercard Prepaid Card via app to withdraw cash from Automated Teller Machines (ATMs) worldwide.
Quick, secure onboarding
Enable secure digital onboarding and authentication via biometrics, MyDigital ID, or password, without branch visits.
DuitNow-ready payments
Transfer funds, reload wallets, request payments, or set up auto debit via DuitNow.
Cross-border QR payments
Enable seamless cross-border QR payments at overseas merchants, online and in store, for fast and convenient payments.
Our licenses & accreditations
E-wallet & Card Issuance
Loan Disbursement
Payments
Power your branded e-wallet experience
Offer your customers a seamless digital wallet while managing accounts, payments and transactions with full control.
Pay at millions of Visa and Mastercard merchants worldwide and 2.6 million DuitNow outlets nationwide.
Track transactions in real time with instant notifications and complete in-app spend history.
Set adjustable spend limits and transfer funds instantly between wallets and bank accounts.
Access your e-wallet anytime, anywhere via mobile app or web portal on desktop, laptop, or tablet.
Ensure secure, high-performance transactions with 100% owned data centres, 99.95% uptime, and 24/7 technical support.
Send money across borders
Skip the queues and hidden fees. Send funds to 7 countries with real-time exchange rates and Money Services Business (MSB) licensed security.
Low introductory rates
7 countries live, 40 coming soon
Real-time exchange rates
MSB-licensed and compliant
One tap from your wallet
For users and partners
Let us handle your backroom operations
Focus on scaling your business while we manage transactions, reconciliation and operational workflows.
Card inventory and personalisation
Credit scoring and onboarding
Fraud monitoring and chargebacks
Transaction processing and monitoring
Merchant and e-wallet customer services
Reconciliation and settlement
Start building your
e-wallet today
Launch, manage and scale your e-wallet, all in one platform.